Category: Vellis News

The Payment Card Industry Data Security Standard (PCI DSS) exists to keep payment card data safe from breaches, fraud, and misuse. For merchants accepting card payments, staying compliant is essential for protecting customers, avoiding fines, and maintaining trust.

Running a business today almost always requires accepting credit card payments. But when your business is flagged as high risk and suddenly loses access to payment processing, you might get on the TMF MATCH list.

Swiping or tapping your card feels like second nature when paying. But when malfunctions happen, you’ll need manual entry credit card processing. While not always the first choice, it remains a valuable backup option that allows businesses to keep transactions flowing even when technology or logistics get in the way.

Credit card processing takes into account how much transaction data a business provides to the card networks. This data is categorized into Level 1, Level 2, and Level 3 credit card processing, each with its own requirements and impact on fees.

For many businesses, credit cards are the lifeblood of transactions. Customers expect to swipe, tap, or click without friction without knowing merchants pay for the convenience. These costs, known as credit card processing fees, can eat into profits quickly. Learning how to avoid credit card processing fees  is one of the smartest moves for improving…

Money now moves across borders in seconds, turning global transactions into the heart of modern commerce. But with this speed and reach comes a serious responsibility: ensuring that funds don’t end up in the wrong hands. This is where sanctions screening in payments comes in. 

Credit card fraud has become one of the most pressing challenges in today’s financial world. With billions of transactions happening every day, fraudulent activity can cost both banks and consumers significant money if not addressed quickly. Thankfully, fraud investigations exist to protect customers, safeguard bank assets, and ensure the payment system remains trustworthy. To understand…

Credit card payments have become the norm in today’s world, but they come at a cost. Every swipe or tap involves processing fees that eat into profits, especially for small businesses running on thin margins. To balance these costs, many merchants are turning to dual pricing, a strategy that sets two prices depending on how…

At its core, PCI compliance is all about protecting sensitive customer data and ensuring that payment transactions remain secure. The PCI DSS (Payment Card Industry Data Security Standard) framework defines four PCI compliance levels, which vary depending on how many transactions a business processes each year and its history of security breaches.

Most people assume that credit card transactions always require an internet connection, but what happens if your business is in a location with poor connectivity or you’re operating at a temporary event where Wi-Fi isn’t reliable?