Author: Vellis Team

Silent declines happen when a card transaction fails without sending a clear message to the merchant or customer. In B2B card processing, these unnoticed failures can be costly due to high-value payments, recurring billing, supplier settlements, and corporate card usage.

Going green has become essential in today’s world. Green payments are systems designed with sustainability in mind, using recyclable card materials, renewable energy, and carbon offset programs to lower environmental impact. As consumers demand more responsible practices, eco-friendly payment processing blends financial efficiency with environmental care.

Micropayments are small online payments, usually under $10, often used for quick, low-cost digital purchases. They’ve become increasingly important in today’s digital economy, especially for content creators, streaming platforms, and online services that rely on pay-per-use or micro-subscriptions.

This article explains how integration works, outlining key architecture options, setup steps, and compliance standards such as PCI DSS, 3DS, and SCA.

Virtual cards for businesses are digital versions of company payment cards, designed to make spending easier, safer, and more trackable. Unlike traditional plastic cards, they exist only online and can be created instantly for specific purchases or employees.

B2B credit card processing fees can quietly eat into profits, especially for companies handling large volumes or high-value transactions. These fees typically include interchange fees set by card networks, assessment fees, and additional processor markups.

Open banking allows secure data sharing between banks and authorized third parties through APIs, giving businesses real-time access to financial information. Accounting and ERP systems are core tools for managing cash flow, expenses, and business operations.

Account aggregation in open banking means bringing together financial data from multiple accounts, such as bank, savings, and credit, into one secure, unified view. It allows users to see their complete financial picture in one place, making money management simpler and more transparent.

B2B (Business-to-Business) payments involve transactions between companies, such as a retailer paying a supplier or a firm settling invoices with a service provider. C2B (Consumer-to-Business) payments occur when individuals pay companies directly. like online purchases, bill payments, or booking services.

When your business starts growing fast, you need your payment system to keep up. Imagine hundreds of customers trying to check out at once, only for the payment page to freeze or transactions to fail. That’s not just frustrating for customers; it’s a direct hit to your revenue and brand trust. This is where card…